When buying a new or used car from a dealership, you can often be hit by the sales person with “extras” that they’d like you to purchase.  The sales person earns extra commissions from these “extras” and will often try to hard sell you on them.

One “extra” in particular that you really ought to ask yourself if you really need is the “Auto Service Contract,” sometimes referred to as an “Extended Warranty.”  We’d all like to protect ourselves from unexpected or unforeseen costly repairs that might not be covered by the manufacturer warranty, but there is a cost to this - and sometimes it just might not be worth the risk.

When offered an Auto Service Contract or Extended Warranty, you should examine the offer and ask some questions:
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